Diversified Banking Network
StablR relies on a secure and diversified banking network for maximum efficiency, security and reliability for its customers.
StablR’s EURR and USDR stablecoins are fully backed by fiat reserves held with regulated financial institutions. Leveraging a secure and diversified custodian banking network, we ensure that reserve balances consistently meet or exceed the total circulating supply. As an Electronic Money Institution (EMI) authorized by the Malta Financial Services Authority (MFSA), StablR adheres to strict regulatory standards. To support continuous trust, daily reserve updates provide near-real-time visibility into our reserve coverage and operational transparency.
We provide transparent evidence that the StablR USD (USDR) stablecoin is fully backed by fiat reserves.
To reinforce our commitment to transparency, StablR engaged Grant Thornton to perform an independent review of our fiat-backed reserves for Q1 2025.
Conducted in accordance with the International Standard on Review Engagements (ISRE 2400 Revised), the assessment covered two key areas:
Conclusion:
Grant Thornton found the reserves to be adequate relative to the outstanding stablecoin supply, with no issues identified regarding the fairness or accuracy of the reserve schedule.
This independent attestation reflects our belief that true transparency requires third-party validation—aligned with regulatory-grade standards for financial oversight.
The full Reserves Attestation Report can be downloaded below.
StablR relies on a secure and diversified banking network for maximum efficiency, security and reliability for its customers.
Daily reserve updates provide real-time assurance of StablR’s commitment to stability and trustworthiness.
Quarterly reserves attestation reports by independent auditors offer unbiased and transparent verification of reserves, giving users confidence in the backing of EURR and USDR.
With an Electronic Money Institution (EMI) license authorized by the Malta Financial Services Authority, StablR adheres to stringent regulatory standards, safeguarding market integrity and user trust. StablR remains committed to providing secure, scalable, and compliant stablecoin solutions, ensuring financial innovation without compromising reliability or transparency.
StablR offers continuous verification of EURR and USDR through daily updates that are readily accessible at the click of a button. This feature allows users to monitor their financial activities in real time, ensuring transparency and prompt detection of any discrepancies or issues.
Audits refer to the process of verifying, confirming and attesting that StablR its liabilities are fully backed by its assets by an independent third party. This provides an unbiased, transparent view of the reserves backing EURR and USDR, ensuring the stablecoin its reliability and credibility.
StablR holds a Financial Institution licence authorized by the Malta Financial Services Authority. This licence permits StablR to issue electronic money tokens and provide electronic money services in compliance with local laws and regulations. It ensures that StablR operates with integrity and adheres to regulatory standards, maintaining market trust and compliance.